A unique GUI-driven approach for mobile banking, instead of an SMS-based system.

Organet’ MoBanking ushers a revolution in mobile banking by using a GUI-driven approach instead of a system based on SMS texts. A customer can send a request to his bank with just a click of a button.

MoBanking is a Java based application that runs on mobile devices and cell phones supporting Java environment. The application is capable of working on any carrier (i.e. service provider) and phone device from any vendor. It uses GPRS to communicate with the bank host in a secure manner for processing various information and service requests. The system eliminates the manual effort and time delay involved in sending and receiving SMS texts.

Enhanced security and personalization features are possible as the application running on the mobile devices can capture the data securely and present it smartly. MoBanking opens up an enormous avenue for product and service advertising for banks.

	Java based solution with small footprint.
	Runs on all GPRS enabled mobile devices.
	HTTPS based communication that delivers information in a fast, secure and reliable manner.
	The 165 character size restriction of the SMS is overcome with much superior user interface.
	Support for all new and legacy bank host interfaces. Extensive support for all messaging protocols including ISO formats.

	Superior user experience as menu driven GUI can display graphic rich content to the customer.
	Customer need not remember short forms and banking SMS gateway numbers, leading to greater customer ease.
	Banks can offer many more services and provide interactive banking facility from the mobile device itself (e.g. loan requisition, loan authorization, request for credit limit increase, credit limit increase authorization, etc.).
	Avoids the requirement for IVRS enabled and SMS based information delivery systems for banks.
	Opens up enormous avenues for product and service advertising for the banks.